General Liability Code Lookup

General Liability 40031 Cross Reference

SIC Cross Reference

4119 (Local Passenger Transportation, Nec)

NAICS Cross Reference

621910 (Ambulance Services)

NCCI Class Code

7705 (Ambulance Service Companies and EMS (Emergency Medical Service) Providers & Drivers)
8385 (Automobile--Rental Co.--Garage Employees)

CA Class Code

7332 (Ambulance Services)

DE Class Code

0807 (Ambulance Serv. Non-Volunteer)

MI Class Code

7380 (AMBULANCE SERVICE CO)

NJ Class Code

7712 (EMERGENCY MANAGEMENT – Volunteers & Drivers)
8385 (BUS COMPANY: GARAGE EMPLOYEES)

NY Class Code

8394 (BUS COMPANY-ALL OTHER EMPLOYEES & DRIVERS)
8385 (BUS COMPANY-GARAGE EMPLOYEES)
7370 (AMBULANCE OPERATION - VOLUNTEER AMBULANCE SERVICE COMPANY)

PA Class Code

0807 (Ambulance Serv. Non-Volunteer)
0993 (Volunteer Ambulance Corps *Per Co)

TX Class Code

7720 (Police Officers & Drivers)
8385 (Automobile Rental Co.--Garage Employees)

Insurance Tools

Pricing Factors of Workers' Comp

Underwriting Authority & Standardized Credit Programs

Depending on state regulation (as always) carriers may have scheduled rating factors (credit/debit) they can apply to adjust pricing of a WC quote.

Market Analysis

Texas Carrier Analysis

Looking for a market opportunity? How is it relevant?

Pricing Factors of Workers' Comp

Experience Mods & Merit Ratings

In this post we will cover the basics of Experience and Merit ratings.

Policy Term	Exp. Mod	Carrier	LCM
08-30-2020	1.23	Applied Underwriters	1.34
08-30-2019	1.33	Applied Underwriters	1.24