Free Dental Insurance Practice Questions
Alaska Accident & Health exam — 22 practice questions.
Subtopics: Dental vision hearing, Diagnostic and preventive, Scheduled vs nonscheduled, Predetermination of benefits, Orthodontics, Basic restorative services, Major restorative services, Combination dental plan, Dental annual maximum, Categories of treatment, Cost sharing, Limitations, Adverse selection, Plan types, ACA
Read the Dental Insurance study guide
Sample questions & answers
1. Alaska requires health care insurers that wrote at least $300,000 in premium the prior year to:
Offer minimum dental, vision, and hearing coverage to each plan sponsor or individual
Insurers must offer minimum dental, vision, and hearing coverage (as a rider or separate policy); insurers with less than $300,000 in premium are exempt but must disclose it.
2. In dental insurance, routine cleanings and exams fall under the category of:
Diagnostic and preventive services
Diagnostic and preventive services (exams, cleanings, x-rays) are usually covered at the highest level to encourage prevention.
3. A scheduled dental plan pays:
A fixed dollar amount listed for each procedure
A scheduled (table of allowances) plan pays a set dollar amount per procedure; nonscheduled plans pay a percentage of charges.
4. Predetermination of benefits in a dental plan allows the insured and dentist to:
Learn in advance what the plan will pay for proposed treatment
Predetermination (pretreatment estimate) tells the patient and dentist the expected payment before major work begins.
Practice: Dental Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
