Free Group Health Insurance Practice Questions
Alaska Accident & Health exam — 87 practice questions.
Subtopics: Master policy, Certificate, Noncontributory plan, Participation, Continuation, Coordination of benefits, Conversion, Substance abuse, Group certificates, Group representations, Blanket health, Franchise health, Small employer, Eligible employee, Small group offer, Producer compensation, Excluding employees, Small group denial, Group renewability, Product discontinuance, Association groups, Employer notice, Master contract, Certificate of coverage, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. In group health insurance the contract between the insurer and the employer is the:
Master policy
The master policy is the contract issued to the employer or group sponsor.
2. Each covered employee in a group health plan typically receives:
A certificate of coverage describing benefits
Covered members receive a certificate summarizing their coverage under the master policy.
3. In a noncontributory group health plan the premium is paid:
Entirely by the employer
In a noncontributory plan the employer pays the entire premium.
4. Contributory group health plans usually require a high percentage of eligible employees to participate in order to:
Reduce adverse selection
High participation requirements spread risk and reduce adverse selection.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
