1. Alaska requires health care insurers that wrote at least $300,000 in premium the prior year to:

Offer minimum dental, vision, and hearing coverage to each plan sponsor or individual

Insurers must offer minimum dental, vision, and hearing coverage (as a rider or separate policy); insurers with less than $300,000 in premium are exempt but must disclose it.

2. Under Alaska law, the minimum dental, vision, and hearing coverage that health care insurers must offer may be offered:

As a rider or in a separate policy

The required offer of dental, vision, and hearing coverage may be made as a rider or in a separate policy.

3. Routine cleanings and exams in a dental plan fall under which category of treatment?

Diagnostic and preventive care

Exams, cleanings, and x-rays are diagnostic and preventive services, which plans usually cover at the highest level.

4. A dental plan that pays a set amount per procedure regardless of the actual charge is a:

Scheduled (table of allowances) plan

A scheduled plan lists a set dollar allowance per procedure; the patient pays any difference between the allowance and the dentist's fee.