Free Group Health Insurance Practice Questions
Alaska Life, Accident & Health exam — 46 practice questions.
Subtopics: Group certificates, Blanket health, Small employer, Small group offer, Excluding employees, Group renewability, Association groups, Small group definition, Minimum participation, Direct provider payment, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
Read the Group Health Insurance study guide
Sample questions & answers
1. Under Alaska law, a group health policy must provide that the insurer will furnish to the policyholder, for delivery to each covered employee or member:
A statement summarizing the essential features of the coverage
The insurer must furnish a summary statement (certificate) for each employee or member; only one is needed per family unit.
2. A health policy issued to a school covering its students, defined by reference to the school's activities, is an example of what Alaska calls:
Blanket health insurance
Blanket health insurance includes policies issued to common carriers, schools, sports teams, camps, volunteer groups, and similar policyholders covering defined groups.
3. For Alaska's small group health insurance laws, a small employer is one that employed an average of:
At least two but not more than 50 employees in the preceding calendar year
A small employer averaged two to 50 employees on business days in the preceding calendar year and employs at least two on the first day of the plan year.
4. As a condition of doing business with small employers in Alaska, a small employer insurer must offer:
All health plans it actively markets to small employers, including a basic and a standard plan
Small employer insurers must offer all plans they actively market to small employers, including a basic and a standard health care insurance plan.
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Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
