Free Personal Automobile Policy Practice Questions
Alabama Casualty exam — 95 practice questions.
Subtopics: Compulsory insurance, BI per accident minimum, No-fault, Cash deposit, Authorized insurer requirement, Evidence of insurance, Newly purchased vehicle, Insurance card contents, Temporary insurance card, Online verification, Mandatory insurance administration, Verification response, Reinstatement fee first, Reinstatement fee repeat, Proof after violation, Driving uninsured, Failure to show proof, Vehicle removal, Mandatory insurance exemptions, Military members, Accident report, Security after accident, Suspension duration, Certified policy cancellation, Owner's policy, UM requirement, UM renewal after rejection, UM limits, Underinsured included, Insolvent insurer UM, UM stacking, UM what is covered, Cancellation article scope, Underwriting period, Auto cancellation notice, Nonpayment notice, Reason on request, Assigned risk notice, Proof of notice, Permitted reason - suspension, Permitted reason - speeding, Car pools, Nonrenewal, Renewal not waiver, Cancellation immunity, Cancellation reasons, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Under Alabama's Mandatory Liability Insurance Act, a motor vehicle may not be operated or registered unless it is covered by:
A liability policy, liability bond, or cash deposit
The Act requires a liability policy, a commercial auto liability policy, a motor vehicle liability bond, or a deposit of cash in at least the minimum amounts.
2. Alabama's minimum bodily injury liability limit for two or more persons injured in one accident is:
$50,000
The minimum limits are $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage.
3. Alabama's compulsory auto insurance law requires motorists to carry:
Liability security only; Alabama has no mandatory PIP
Alabama requires only liability security; it has no no-fault/PIP requirement, and UM may be rejected by the named insured.
4. An Alabama vehicle owner who chooses a cash deposit instead of an insurance policy must deposit it with the:
State Treasurer, in at least the minimum liability amounts
A deposit of cash with the State Treasurer must equal at least the minimum bodily injury and property damage amounts.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
