Free Alabama Life, Accident & Health Exam Practice Test
The Alabama Life, Accident & Health producer exam is given by the University of Alabama testing program and covers general insurance concepts, life, accident & health policies, and Alabama insurance law and regulation.
150
Scored items (approx.)
180 min
Time limit
70%
Passing score
989
Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
197 practice questions · Department role, Commissioner selection, License lines, CE cycle, …
General Insurance Concepts
61 practice questions · Indemnity, Pure vs speculative risk, Risk management, Law of large numbers, …
Life Accident and Health Insurance Basics
113 practice questions · Insurable interest timing, Producer as field underwriter, Representations, Concealment, …
Types of Life Insurance Policies
64 practice questions · Industrial life, Industrial life grace, Industrial life reinstatement, Industrial life incontestability, …
Life Policy Provisions Options and Riders
108 practice questions · Ownership rights, Automatic premium loan, Dividend options, Paid-up additions, …
Annuities
76 practice questions · Annuitant, Accumulation period, Single premium, Surrender charge, …
Individual Accident and Health Provisions
84 practice questions · Required provisions, Grace period length, Incontestability of health policy, Insured's duties, …
Disability Income Insurance
34 practice questions · Relation of earnings, Purpose, Elimination period, Benefit period, …
Medical Plans
57 practice questions · HMO prepaid care, Network discounts, Referral requirement, Capitation, …
Group Health Insurance
39 practice questions · Group disability provisions, Coordination of benefits, Characteristics, Underwriting, …
Dental Insurance
14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …
Senior and Special Needs
98 practice questions · Medicare eligibility, Original Medicare parts, Medigap standardization, Part D enrollment, …
Federal Tax Considerations
44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
