Free Alabama Life Exam Practice Test
The Alabama Life producer exam is given by the University of Alabama testing program and covers general insurance concepts, life policies, and Alabama insurance law and regulation.
125
Scored items (approx.)
150 min
Time limit
70%
Passing score
862
Practice questions
Topics covered on the Life exam
Insurance Regulation
201 practice questions · Regulatory body, Head of department, Commissioner authority, Producer definition, …
General Insurance Concepts
78 practice questions · Risk pooling, Adverse selection, Insurable interest, Utmost good faith, …
Life Insurance Basics
137 practice questions · Premium factors, Underwriting purpose, STOLI, Self insurable interest, …
Types of Life Insurance Policies
117 practice questions · Term insurance, Whole life, Decreasing term, Universal life, …
Life Policy Provisions Options and Riders
148 practice questions · Free look, Grace period, Incontestability, Reinstatement, …
Annuities
102 practice questions · Purpose, Accumulation vs annuitization, Immediate annuity, Fixed annuity, …
Federal Tax Considerations
79 practice questions · Death proceeds, Cash value growth, MEC, Annuity taxation, …
Practice Test: Life
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
