Free Commercial General Liability Practice Questions
Arkansas Casualty exam — 93 practice questions.
Subtopics: Claims-made notice, Automatic extended reporting, Extended reporting limits, Retroactive date, Loss information, Defense within limits, Aggregate limits, Commercial nonrenewal, Punitive damages, Coverage A, Coverage B, Coverage C, Occurrence form, Claims-made form, Extended reporting period, Products-completed operations, Premises and operations, General aggregate, Products aggregate, Each occurrence limit, Damage to premises rented, Contractual liability, Expected or intended exclusion, Additional insured, Newly acquired organizations, Coverage B false arrest, Advertising injury, Pollution exclusion, Employers liability exclusion, Aircraft auto watercraft exclusion, Liquor liability exclusion, Damage to your work, Damage to your product, Impaired property exclusion, Recall exclusion, Care custody control exclusion, Coverage territory, Your product defined, Medical payments exclusions, Professional services exclusion, Coverage parts, Who is an insured, Coverage A exclusions, Insured contract, Electronic data, Recording and distribution, Coverage B offenses, Coverage B exclusions, Limits of insurance, CGL conditions, Premium audit, Employment practices exclusion, Mobile equipment, Products-completed operations hazard, Coverage A trigger, Owners and contractors protective, Railroad protective, Products-completed operations form, Liquor liability form, Coverage C exclusions, CGL features, Waiver of subrogation, Designated construction project aggregate, Limitation to designated premises, Automatic additional insured, Vendors additional insured, Insured contract amendment, Unmanned aircraft, Subcontracted work exclusion, Wrap-up exclusion
Read the Commercial General Liability study guide
Sample questions & answers
1. Arkansas requires the application and first page of every claims-made liability policy to include:
A conspicuous notice that it is a claims-made policy
Ark. Code 23-79-306 requires a conspicuous notice at the top indicating that the contract is a claims-made policy.
2. When an Arkansas claims-made policy is canceled or terminated by either party, the insurer must provide, at no additional charge, an automatic extended reporting period of:
60 days
Ark. Code 23-79-306 requires a free automatic sixty-day extended reporting period on cancellation or termination.
3. Under Arkansas law, the aggregate limit of a claims-made extended reporting endorsement must be at least the greater of the remaining expiring aggregate or:
50% of the aggregate at inception
Ark. Code 23-79-306: the endorsement aggregate must be at least the greater of the remaining expiring aggregate or 50% of the aggregate at policy inception.
4. Under Arkansas law, the retroactive date on a claims-made policy may be advanced only with:
The first named insured's written consent, in limited cases
Ark. Code 23-79-306: the retroactive date may be advanced only with the first named insured's written consent and only on a change of insurer, a substantial change in operations, or the insured's request.
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
