Free Dental Insurance Practice Questions
Arizona Accident & Health exam (series 13-32) — 22 practice questions.
Subtopics: Dental contracts, Diagnostic and preventive, Scheduled vs nonscheduled, Predetermination of benefits, Orthodontics, Basic restorative services, Major restorative services, Combination dental plan, Dental annual maximum, Categories of treatment, Cost sharing, Limitations, Adverse selection, Plan types, ACA
Read the Dental Insurance study guide
Sample questions & answers
1. Under Arizona law, a disability insurer's contract with an Arizona dentist may require the dentist to accept the insurer's set fee only for:
Services covered under the patient's policy
A.R.S. 20-1342.06(A) bars requiring dentists to accept insurer-set fees for services that are not covered services under the individual's policy.
2. In dental insurance, routine cleanings and exams fall under the category of:
Diagnostic and preventive services
Diagnostic and preventive services (exams, cleanings, x-rays) are usually covered at the highest level to encourage prevention.
3. A scheduled dental plan pays:
A fixed dollar amount listed for each procedure
A scheduled (table of allowances) plan pays a set dollar amount per procedure; nonscheduled plans pay a percentage of charges.
4. Predetermination of benefits in a dental plan allows the insured and dentist to:
Learn in advance what the plan will pay for proposed treatment
Predetermination (pretreatment estimate) tells the patient and dentist the expected payment before major work begins.
Practice: Dental Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
