Free Individual Accident and Health Provisions Practice Questions
Arizona Accident & Health exam (series 13-32) — 105 practice questions.
Subtopics: Grace period, Reinstatement, Time limit on defenses, Notice of claim, Proof of loss, Physical exam and autopsy, Legal actions, Claim forms, Time of payment of claims, Payment of claims, Entire contract, Change of beneficiary, Change of occupation, Misstatement of age, Incontestable option, Disabled dependent children, Family continuation, Time limit on certain defenses, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Guaranteed renewable, Noncancelable, Conditionally renewable, Cancelable, Probationary period, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions, Time of payment, Physical exam, Cancellation, Mandatory vs. optional, Renewability, Riders, Eligible expenses, Deductibles, Subrogation, Free look, Exclusions, Benefit limits
Read the Individual Accident and Health Provisions study guide
Sample questions & answers
1. Arizona's required grace period for an individual accident and sickness policy with monthly premiums is at least:
10 days
A.R.S. 20-1347 requires at least 7 days for weekly-premium, 10 days for monthly-premium and 31 days for all other policies.
2. When a lapsed Arizona individual health policy is reinstated, it covers sickness that begins:
More than 10 days after reinstatement
A.R.S. 20-1348 covers accidental injury sustained after reinstatement and sickness beginning more than ten days after reinstatement.
3. Under Arizona's time limit on certain defenses provision, after how long may non-fraudulent application misstatements no longer be used to void the policy?
A non-excluded condition existed before the policy took effect
A.R.S. 20-1346 bars using non-fraudulent misstatements to void the policy or deny claims for losses beginning after two years from issue.
4. Arizona's required notice of claim provision requires written notice within how many days after a covered loss, or as soon as reasonably possible?
20 days
A.R.S. 20-1349 requires written notice of claim within twenty days after the occurrence or commencement of loss, or as soon thereafter as reasonably possible.
Practice: Individual Accident and Health Provisions
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
