Free Insurance Regulation Practice Questions
Arizona Accident & Health exam (series 13-32) — 147 practice questions.
Subtopics: Regulatory body, Director powers, Producer licensing exam, License term, Continuing education, Ethics CE, Long-term care training, Unfair claims practices, Misrepresentation, Rebating, Fiduciary funds, License revocation, Nonresident licensing, Guaranty association, Guaranty fund advertising, Producer recordkeeping, Temporary license, Reporting administrative actions, Reporting criminal convictions, Commissions to licensees, Advertising, Cease and desist, Examination of insurers, Fraud reporting, Defamation, Unfair discrimination, License application, Civil penalties, CE exemptions, Lapse of license, Health plan solicitation, Compensation disclosure, Provider-paid premiums, Hemophilia, Genetic testing, Exam attempts, Exam validity, Applicant age, New resident, Lawful presence, Military inactive status, Expired license, Voluntary surrender, Assumed business name, Producer records, Business entity offices, Service of process, Unlicensed activity, Vending machines, Suspension length, Revocation effect, Surrendered license, Controlled business, Report of actions, Renewal commissions, Commissions to agencies, CE instructors, CE repeat courses, CE grandfather exemption, Nonresident CE, Moving out of state, Negotiate definition, Sell definition, Licensing exceptions, Transacting insurance, Unauthorized insurers, Producer identification, Premium by mail, Misrepresentation felony, False financial statements, Boycott and coercion, Prohibited inducements, Customer feedback incentive, Unfair practice penalties, Cease and desist hearing, Insurance fraud, Fraud reporting immunity, Fraud unit, Claim form warning, Claim acknowledgment, Claim decision, Claim investigation, Late claim interest, Gender discrimination, Domestic violence, Genetic conditions, Living organ donors, Privacy notice, Access to information, Adverse underwriting, Guaranty fund in sales, Fair Credit Reporting Act, Do Not Call, Gramm-Leach-Bliley, Prohibited persons, CAN-SPAM, GINA, Fraud and false statements, Privacy GLBA, Affordable Care Act, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act, Unfair trade practices, Claims practices, Fiduciary duty, Producer licensing, HIPAA privacy, Genetic information, Medicare marketing, Guaranty associations, Regulatory structure, GLBA privacy, Telemarketing
Read the Insurance Regulation study guide
Sample questions & answers
1. Which Arizona agency licenses insurance producers and regulates health insurers in the state?
Department of Insurance and Financial Institutions
The Department of Insurance and Financial Institutions (DIFI), through its Director, licenses producers and enforces Title 20; AHCCCS is the separate state Medicaid agency.
2. The Arizona Director's primary statutory duty is to:
Enforce the Arizona insurance code (Title 20)
A.R.S. 20-142(A) states that the director shall enforce this title.
3. Before being licensed to sell accident and health insurance as an Arizona resident, an applicant must:
Pass the examination for the line of authority
A.R.S. 20-285(B)(4) requires passing the exam for each line of authority applied for, within the year before application (A.R.S. 20-284(A)).
4. An Arizona individual producer license is renewed on what cycle?
Every four years
A.R.S. 20-289(B) provides that licenses expire quadrennially.
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
