Free Personal Automobile Policy Practice Questions
Arizona Casualty exam (series 13-43) — 86 practice questions.
Subtopics: Minimum limits, Permissive users, Policy territory, Named driver exclusion, Fleet limits, Proof of insurance, ID cards, Minimum limits policy, Monthly payment plan, Assigned risk plan, Subrogated claim, Deductible in subrogation, Total loss settlement, Repair shop travel, Glass coverage, Not-at-fault surcharge, UM/UIM offer, UM/UIM producer duty, UM/UIM decision, UM offer renewal, Uninsured vehicle, UIM defined, Anti-stacking, Phantom vehicle, Med pay lien, Auto cancellation, Conviction lookback, Auto nondiscrimination, Exclude instead of cancel, TNC use, Auto notice periods, Notice contents, Defective notice, Grace period, Nonpayment cancellation, Premium finance, Producer of record, Auto scope, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. For policies issued or renewed on or after July 1, 2020, Arizona's minimum auto liability limits are:
$25,000/$50,000/$15,000
Arizona requires $25,000 per person and $50,000 per accident for bodily injury and $15,000 for property damage for policies issued or renewed beginning July 1, 2020.
2. An Arizona owner's motor vehicle liability policy must insure the named insured and:
Any person using the vehicle with permission
The policy must insure the named insured and any other person using the vehicle with express or implied permission, within the U.S. and Canada.
3. Arizona's motor vehicle liability policy requirements apply to liability arising from use of the vehicle within:
The United States or Canada
The required owner's policy covers liability arising within the United States or the Dominion of Canada.
4. In Arizona, a named insured and the insurer may agree in writing to exclude a specific driver from coverage. That exclusion:
Stays in effect at each renewal until removed in writing
A written agreement excluding a named person is effective for each renewal until the insurer agrees in writing to cover that person.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
