Free Group Health Insurance Practice Questions

Arizona Life, Accident & Health exam (series 13-33) — 45 practice questions.

Practice Group Health Insurance

Subtopics: Continuation of coverage, State continuation, COBRA, Characteristics, Underwriting, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss

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Sample questions & answers

1. Arizona's state continuation law for group health coverage applies to employers with:

At least 1 but fewer than 20 employees

A.R.S. 20-2330 applies to small employers averaging at least one but fewer than twenty eligible employees; larger employers are generally subject to federal COBRA.

2. Under Arizona's small-group continuation law, an enrollee may generally continue coverage for up to:

18 months

A.R.S. 20-2330(H)(1) ends continuation coverage no later than eighteen months after it begins.

3. Under A.R.S. 20-2330, the employer may charge a continuing enrollee the full cost of coverage plus an administrative fee of not more than:

5% of the premium

The enrollee pays the full cost, including employer and employee shares, plus an administrative fee that may not exceed five percent.

4. A small Arizona employer must notify an enrollee in writing of the right to continue group coverage within how many days after the qualifying event?

30 days

A.R.S. 20-2330(B) requires written notice within thirty days after the qualifying event.

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Practice: Group Health Insurance

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.