Free Commercial General Liability Practice Questions
Arizona Property & Casualty exam (series 13-34) — 58 practice questions.
Subtopics: CGL purpose, Occurrence trigger, Claims-made trigger, Products and completed operations, Contractual liability, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Products-completed operations, Premises and operations, Damage to premises rented, Supplementary payments, Additional insured, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. Commercial general liability (CGL) insurance primarily covers a business's liability for:
Bodily injury and property damage to third parties
CGL covers a business's legal liability for third-party bodily injury and property damage.
2. An occurrence-based CGL policy covers claims for injury or damage that:
Occur during the policy period even if reported later
An occurrence policy responds to injury or damage taking place during the policy period, even if the claim is made later.
3. A claims-made CGL policy generally covers:
Claims first made in the period, after the retro date
A claims-made policy covers claims first made during the policy period, subject to the retroactive date.
4. Products and completed operations coverage under a CGL responds to:
Injury or damage from products or completed work
This coverage addresses liability for injury or damage caused by the insured's products or finished work.
All Property & Casualty topics
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
