Free Personal Automobile Policy Practice Questions
Arizona Property & Casualty exam (series 13-34) — 86 practice questions.
Subtopics: Tort system, Minimum limits, Limit components, UM/UIM offer, Uninsured motorist, Underinsured motorist, Collision coverage, Permissive users, Policy territory, Named driver exclusion, Fleet limits, Proof of insurance, ID cards, Minimum limits policy, Monthly payment plan, Assigned risk plan, Subrogated claim, Deductible in subrogation, Total loss settlement, Repair shop travel, Glass coverage, Not-at-fault surcharge, UM/UIM producer duty, UM/UIM decision, UM offer renewal, Uninsured vehicle, UIM defined, Anti-stacking, Phantom vehicle, Med pay lien, Auto cancellation, Conviction lookback, Auto nondiscrimination, Exclude instead of cancel, TNC use, Auto notice periods, Notice contents, Defective notice, Grace period, Nonpayment cancellation, Premium finance, Producer of record, Auto scope, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Liability coverage, Medical payments, Other than collision, Transportation expenses, Towing and labor, Newly acquired autos, Definitions, Supplementary payments, Liability exclusions, Uninsured motorists, Physical damage exclusions, Duties after loss, Termination, Residual market
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Arizona's auto liability system is best described as:
An at-fault system with mandatory liability
Arizona requires every vehicle operated on its highways to be covered by liability insurance meeting the state minimums (or another approved method); injured parties recover from the at-fault driver.
2. For auto policies issued or renewed on or after July 1, 2020, Arizona's minimum liability limits are:
25/50/15
Arizona requires $25,000 per person and $50,000 per accident for bodily injury and $15,000 for property damage for policies issued or renewed beginning July 1, 2020.
3. In the limits 25/50/15, the figure 15 represents:
Property damage per accident, in thousands
The third number is property damage liability per accident, here $15,000.
4. In the limits 25/50/15, the figure 50 represents:
Total bodily injury per accident, in thousands
The second number is the total bodily injury liability per accident, here $50,000.
All Property & Casualty topics
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
