Free Other Property Insurance Practice Questions
Arizona Property exam (series 13-42) — 65 practice questions.
Subtopics: Permissive users, Total loss settlement, Repair shop travel, Glass coverage, Auto cancellation, Auto notice periods, Grace period, NFIP flood, NFIP waiting period, NFIP limits, Difference in conditions, Mobile home policy, Ocean marine implied warranty, General average, NFIP Risk Rating 2.0, NFIP Increased Cost of Compliance, Write Your Own program, Nationwide marine definition, Personal articles floater, Beachfront and windstorm plans, Ocean marine hull coverage, NFIP flood definition, NFIP contents limit, NFIP nonresidential limit, NFIP ICC limit, NFIP waiting exception - loan, NFIP map revision, NFIP building valuation, NFIP contents valuation, NFIP basement, NFIP proof of loss, NFIP lawsuits, NFIP loss avoidance, NFIP Community Rating System, NFIP participating community, NFIP emergency vs regular program, NFIP forms, Inland marine floater, Homeowners vs boat theft, Cargo coverage, Crop insurance, Crop-hail, DIC flood and quake, NFIP, Ocean marine, Farm property, Farm liability, Farm machinery, Inland marine floaters, Scheduled property, FAIR plans, Cyber - first party, Cyber coverage gaps, Cyber coverage forms
Read the Other Property Insurance study guide
Sample questions & answers
1. An Arizona owner's motor vehicle liability policy must insure the named insured and:
Any person using the vehicle with permission
The policy must insure the named insured and any other person using the vehicle with express or implied permission, within the U.S. and Canada.
2. When settling a first-party auto total loss in cash under Arizona's claims rule, the insurer must base the settlement on the cost of a comparable auto including:
Applicable taxes and transfer fees, less any deductible
A cash settlement must reflect the actual cost to purchase a comparable automobile, including applicable taxes, license fees and transfer fees, less any deductible.
3. Arizona's claims rule prohibits an auto insurer from:
Requiring a claimant to travel unreasonably for repairs
Insurers shall not require a claimant to travel unreasonably to inspect a replacement auto, obtain a repair estimate or have the auto repaired at a specific shop.
4. An Arizona insurer writing private passenger auto policies with comprehensive coverage must offer, at the insured's option, coverage for damaged windshield and window glass:
Without regard to any deductible
Insurers must provide, at the insured's option, complete coverage for repair or replacement of damaged safety equipment (glass and lights) without regard to any deductible.
Practice: Other Property Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
