Free Insurance Regulation Practice Questions
California Accident & Health Agent exam (series Accident & Health) — 155 practice questions.
Subtopics: Continuing education, Ethics CE, Prelicensing course, Regulator, Dual regulation, License type, Transacting insurance, Appointment, Fiduciary funds, Free insurance, Twisting, Misrepresentation, Unfair discrimination, Unfair claims settlement, Privacy, Guaranty association, Insurance fraud, License discipline, Senior free look, Solicitor definition, Controlled business, License number on advertising, Commissioner term limit, Civil penalty, Fair claims acknowledgment, Health claim payment, Access to personal information, Adverse underwriting decision, Nonadmitted insurer, Unlicensed transaction, Certificate of convenience, Nonresident license, Fraud reporting immunity, Cease and desist, License renewal cycle, Concealment, Senior in-home solicitation, Annual statement, Insurer domicile, Shall versus may, Notice by mail, Prohibited persons, Accident and health agent, Broker defined, Solicitor licenses, Life and disability analyst, Analyst fees, Administrator defined, Transact defined, Unlicensed penalty, Nonadmitted insurers, Admitted insurers, Domestic insurers, Fictitious names, Internet disclosures, License number display, Renewal grace, License term, Appointment filing, Inactive license, Surrender of license, Trust accounts, Agent records, Denial without hearing, Suspension procedure, Application expiration, Prelicensing certificate, CE exemption, Ethics CE content, CE content limits, Professional ethics, Commissioner selection, Commissioner vacancy, UPA enforcement, Undefined unfair practices, Show cause hearing, Willful UPA penalty, Twisting license suspension, False advertising, False financial statement, Claims practices, Notice of information practices, Adverse decision reasons, Financial privacy opt-in, Insolvency defined, Seizure orders, Conservation, CLHIGA health cap, Guarantee advertising, Fraud reporting by insurers, Special investigative unit, Fraud penalties, False claim form, Claimant defined, Proof of claim, Notice of legal action, Claim file retention, Responding to claimants, Department inquiries, Duties on notice of claim, Additional time notices, Payment after acceptance, Written denials, Claims discrimination, Lowball offers, In-home meeting conduct, Senior lead generation, Senior misleading names, Senior law penalties, Protected characteristics, Impairment discrimination, Blindness, Domestic partners, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act, Unfair trade practices, Fiduciary duty, Producer licensing, HIPAA privacy, Genetic information, Medicare marketing, Guaranty associations, Regulatory structure, GLBA privacy, Telemarketing
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Sample questions & answers
1. A California resident accident and health licensee must complete how many CE hours each two-year term?
24 hours
California requires 24 hours of approved continuing education each two-year license term.
2. How many of the required CE hours must be in ethics for a California licensee each cycle?
3 hours
California requires at least 3 hours of ethics CE within the 24-hour renewal requirement.
3. Before a California accident and health license is issued the applicant must complete an ethics and California Insurance Code course of:
12 hours
A 12-hour course in ethics and the California Insurance Code, including 1 hour on fraud, is required before licensure.
4. Indemnity and PPO health insurance products in California are regulated by the:
California Department of Insurance
The California Department of Insurance regulates disability (health) insurers and PPO and indemnity products.
All Accident & Health Agent topics
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
