Free Commercial Automobile Policy Practice Questions
California Casualty Broker-Agent exam (series Casualty) — 50 practice questions.
Subtopics: Proof of coverage, Permissive user, Motor carrier responsibility, Negligent entrustment, Business auto coverage, Covered auto symbols, Hired autos, Non-owned autos, MCS-90 form, Lessor additional insured, Drive other car, Mobile equipment, Physical damage commercial, Symbol 2 owned autos, Symbol 7 specified autos, Symbol 8 hired autos, Garagekeepers, Who is an insured, Trailer coverage, Auto pollution exclusion, Rental reimbursement, Motor truck cargo, Newly acquired autos, Supplementary payments, Liability exclusions, Physical damage, Coverage territory, Other insurance, Individual named insured, Employees as insureds, Hired auto physical damage, Business auto duties, Business auto vs PAP
Read the Commercial Automobile Policy study guide
Sample questions & answers
1. Owners of registered commercial vehicles in California must:
Maintain and prove financial responsibility
Owners must maintain required financial responsibility (auto liability) and provide proof of coverage.
2. A California auto liability policy generally extends coverage to a permissive user up to at least:
The minimum financial responsibility limits
California requires liability coverage to extend to permissive users at least to the minimum financial responsibility limits.
3. A California motor carrier operating commercial vehicles for hire generally must maintain:
Higher limits set for motor carriers
Motor carriers for hire must maintain higher financial responsibility limits than private passenger minimums.
4. A California business that lets an unfit employee drive a company vehicle may face liability for:
Negligent entrustment of the vehicle
An owner who entrusts a vehicle to an unfit or unlicensed driver may be liable for negligent entrustment; Vehicle Code 14606 also prohibits employing or permitting an unlicensed person to drive.
All Casualty Broker-Agent topics
Practice: Commercial Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
