Free Personal Automobile Policy Practice Questions
California Casualty Broker-Agent exam (series Casualty) — 96 practice questions.
Subtopics: Minimum BI limits, Minimum PD limit, Prior minimum limits, Future limit increase, Financial responsibility, Rating factors, Assigned risk plan, Low cost auto, UM/UIM increase, UM rejection, Medical payments, Evidence of insurance, SR-22 filing, Named driver exclusion, Cancellation and nonrenewal grounds, Cancellation notice, Total loss salvage, Third rating factor, Credit in auto rating, Prior insurance, Good driver right to buy, Good driver violation points, Good driver injury accident, Good driver DUI, Group good driver offer, Minimum limits commission, Other-reason cancellation notice, Auto nonrenewal notice, Missing auto renewal notice, Negligent misrepresentation, License suspension, DMV accident report, Owner liability limits, Electronic proof, Carry proof, UM deletion form, CLCA limits, CLCA application, CLCA term, CAARP eligibility, TNC coverage, TNC UM, TNC personal auto, Personal vehicle sharing, Three-axle RV, Auto statements, Minimum limits statements, Persons insured, Physical damage, Uninsured motorists, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. For California auto policies issued or renewed on or after January 1, 2025, the minimum bodily injury liability limits are:
30/60
Effective January 1, 2025, California's minimum bodily injury limits rose to $30,000 per person and $60,000 per accident.
2. For California auto policies issued or renewed on or after January 1, 2025, the minimum property damage liability limit is:
$15,000
California's minimum property damage liability limit rose to $15,000 (the 30/60/15 minimum) effective January 1, 2025.
3. Before the 2025 increase California's minimum auto liability limits were:
15/30/5
California's prior minimum limits were 15/30/5; SB 1107 raised them to 30/60/15 effective January 1, 2025.
4. California's auto minimum liability limits are scheduled to increase again on January 1, 2035 to:
50/100/25
SB 1107 schedules a further increase of California's minimum auto liability limits to 50/100/25 on January 1, 2035.
All Casualty Broker-Agent topics
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
