Free Group Health Insurance Practice Questions

California Life, Accident & Health exam (series Life, Accident & Health) — 44 practice questions.

Practice Group Health Insurance

Subtopics: Cal-COBRA, Cal-COBRA duration, Group health eligible groups, Domestic partner group, Replacement carrier, Cal-COBRA insurability, Cal-COBRA scope, 24-hour care, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss

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Sample questions & answers

1. California Cal-COBRA continuation coverage applies to group health plans of employers with:

2 to 19 employees

Cal-COBRA covers small employers with 2 to 19 employees not subject to federal COBRA.

2. Continuation coverage under California Cal-COBRA generally may last up to:

36 months

Cal-COBRA continuation coverage may extend up to 36 months for eligible enrollees of small employers.

3. Under Cal. Ins. Code 10270.5, group disability insurance is written under a master policy issued to an eligible group such as:

An employer, covering all employees or classes of employees

Section 10270.5 lists eligible master policyholders such as employers, governmental units, and employer associations covering employees or classes.

4. A California group health policy must cover an employee's registered domestic partner:

To the same extent and on the same terms as a spouse

Section 10121.7 requires equal group health coverage for registered domestic partners and spouses.

All Life, Accident & Health topics

Practice: Group Health Insurance

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.