Free Insurance Regulation Practice Questions
California Life, Accident & Health exam (series Life, Accident & Health) — 188 practice questions.
Subtopics: Continuing education, Ethics CE, Prelicensing course, Regulator, Commissioner selection, License types, Acts requiring license, Certificate of authority, Appointment, Fiduciary funds, Free insurance, Twisting, Misrepresentation, Defamation, Boycott coercion, Unfair discrimination, Unfair claims settlement, Insurance fraud, Privacy, Guaranty association, Replacement, Annuity training, Solicitor definition, Controlled business, License number on advertising, Commissioner term limit, Civil penalty, Fair claims acknowledgment, Claim acceptance timeframe, Good faith settlement, Access to personal information, Adverse underwriting decision, Guaranty association limits, Nonadmitted insurer, Unlicensed transaction, Certificate of convenience, Nonresident license, Fraud reporting immunity, Cease and desist, License renewal cycle, Concealment, Senior in-home solicitation, Annuity continuing training, Annual statement, Shall versus may, Notice by mail, Prohibited persons, Life licensee defined, Broker defined, Solicitor licenses, Life and disability analyst, Analyst fees, Administrator defined, Transact defined, Unlicensed penalty, Nonadmitted insurers, Admitted insurers, Domestic insurers, Fictitious names, Internet disclosures, License number display, Renewal grace, License term, Appointment filing, Inactive license, Surrender of license, Trust accounts, Agent records, Records on demand, Denial without hearing, Suspension procedure, Application expiration, Prelicensing certificate, Single ethics course, CE exemption, Ethics CE content, CE content limits, Life and A&H CE combined, Professional ethics, Commissioner vacancy, UPA enforcement, Undefined unfair practices, Show cause hearing, Willful UPA penalty, Twisting penalty, Twisting license suspension, False advertising, False financial statement, Claims practices, Notice of information practices, Adverse decision reasons, Financial privacy opt-in, Insolvency defined, Seizure orders, Conservation, Liquidation, CLHIGA caps, CLHIGA annuity cap, CLHIGA health cap, Guarantee advertising, Fraud reporting by insurers, Special investigative unit, Fraud penalties, False claim form, Claimant defined, Proof of claim, Notice of legal action, Claim file retention, Responding to claimants, Department inquiries, Duties on notice of claim, Additional time notices, Payment after acceptance, Written denials, Claims discrimination, Lowball offers, In-home meeting conduct, In-home notice window, Senior lead generation, Senior misleading names, Senior law penalties, Protected characteristics, Impairment discrimination, Blindness, Domestic partners, Federal fraud statute, Fair Credit Reporting Act, Do Not Call, Illustrations, Disclosure, McCarran-Ferguson Act, NAIC, Rebating, CAN-SPAM Act, Advertising, State regulation, HIPAA privacy, Anti-money laundering, Unfair trade practices, Fiduciary duty, Producer licensing, Insurer authorization, Senior designations, Annuity best interest, HIV testing
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Sample questions & answers
1. A California resident producer must complete how many continuing education hours during each two-year license term?
24 hours
California requires 24 hours of approved continuing education each two-year term to renew a producer license.
2. How many of the 24 required CE hours must a California licensee complete in ethics?
3 hours
California requires at least 3 hours of ethics CE within the 24-hour renewal requirement.
3. California requires applicants to complete a prelicensing course in ethics and the California Insurance Code of at least:
12 hours
A 12-hour ethics and California Insurance Code course, including 1 hour on fraud, is required before licensure.
4. The California official who administers and enforces the Insurance Code is the:
Insurance Commissioner
The elected Insurance Commissioner heads the California Department of Insurance and enforces the Insurance Code.
All Life, Accident & Health topics
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
