Free California Life-Only Agent Exam Practice Test
Series Life-Only — The California Life-Only Agent exam covers life insurance basics, policy types, provisions and riders, annuities, federal tax treatment, and California insurance law.
75
Scored items (approx.)
105 min
Time limit
60%
Passing score
831
Practice questions
Topics covered on the Life-Only Agent exam
Insurance Regulation
193 practice questions · Continuing education, Ethics CE, Prelicensing ethics course, Regulator, …
General Insurance Concepts
82 practice questions · Insurance defined, Insurable events, Policy defined, Required policy specifications, …
Life Insurance Basics
132 practice questions · Insurable interest timing, Life settlements, HIV testing consent, Genetic test consent, …
Types of Life Insurance Policies
105 practice questions · Group life conversion, Group life exclusions, Group conversion period, Conversion underwriting, …
Life Policy Provisions Options and Riders
145 practice questions · Free look standard, Senior free look, Incontestability, Grace period, …
Annuities
99 practice questions · Annuity best interest, Senior annuity free look, Surrender charge notice, Senior annuity refund, …
Federal Tax Considerations
75 practice questions · Death benefit taxation, Cash value growth, Premium deductibility, Dividends taxation, …
Practice Test: Life-Only Agent
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
