Free Insurance Regulation Practice Questions
California Personal Lines Broker-Agent exam (series Personal Lines) — 140 practice questions.
Subtopics: Continuing education, Ethics CE, Prelicensing course, Licensing authority, License type, Commissioner, Certificate of authority, Appointment, Notify of address change, Rebating, Twisting, Misrepresentation, Unfair discrimination, Commissioner powers, Fiduciary duty, License denial, Insurance fraud, Unfair claims settlement, Privacy of information, Guaranty association, Rate regulation, Surplus lines, Solicitor, Controlled business, License number on advertising, Commissioner term limit, Civil penalty, Fair claims acknowledgment, Claim acceptance timeframe, Claim payment timeframe, Access to personal information, Adverse underwriting decision, Guaranty association cap, Nonadmitted insurer, Unlicensed transaction, Certificate of convenience, Nonresident license, Fraud reporting immunity, Cease and desist, Prior approval, Concealment, Material misrepresentation, Defamation, Boycott coercion, Transact definition, Unlicensed penalty, Agent definition, Broker presumption, Solicitor appointment, Inactive license, Surrender of license, Background change reporting, Reportable background events, Effective date disclosure, Fictitious names, Name disapproval, Internet advertising, License number type size, CE exemption, Ethics CE content, Prelicensing after AB 943, Shall and may, Notice by mail, Required policy contents, Concealment exceptions, Breach of warranty, Domestic insurer, Nonadmitted insurer risk, Surplus line binding, Surplus line requirement, Advertising nonadmitted insurers, Free insurance, Commissioner vacancy, Willful UPA penalty, Unfair claims practices, Claim file documentation, Department inquiries, Claim status updates, Claim denial notice, Unruh characteristics, Pretext interviews, Seizure order records, CIGA exclusions, CIGA dwelling cap, Fraud warning, Insurer fraud reporting, False claim form, Agent fraud response, Trust account, Emergency premium grace, Rebating under Prop 103, Nonresident license basis, Licensing statements, Unfair practices statements, Personal lines scope, Personal lines exclusions, Personal lines exam, Nonresident personal lines, Fair Credit Reporting Act, Gramm-Leach-Bliley, Fraud and false statements, Do Not Call, Terrorism Risk Insurance Act, McCarran-Ferguson Act, Anti-money laundering, CAN-SPAM Act, FCRA reporting periods, FCRA adverse action, FCRA permissible purpose, FCRA disputes, Claims history databases, GLBA opt-out, GLBA privacy notice, GLBA enforcement, Prohibited persons (1033), Prohibited persons (1034), Telemarketing calling hours, Do-Not-Call exceptions, Do-Not-Call registry, History of regulation, Risk retention groups, Purchasing groups, Mandatory flood purchase, NFIP origin, Federal Insurance Office, NAIC role, Personal lines authority, Nonresident licensing, Misrepresentation and advertising, Guaranty associations
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Sample questions & answers
1. A California resident personal lines broker-agent must complete how many CE hours each two-year term?
24 hours
California requires 24 hours of approved continuing education each two-year license term.
2. How many CE hours must a California licensee complete in ethics each renewal cycle?
3 hours
California requires at least 3 hours of ethics CE within the 24-hour renewal requirement.
3. Before a California personal lines license is issued the applicant must complete an ethics and Insurance Code course of:
12 hours
A 12-hour ethics and California Insurance Code course, including 1 hour on fraud, is required before licensure.
4. Who issues insurance producer licenses in California?
The California Department of Insurance
The California Department of Insurance, headed by the elected Commissioner, licenses and regulates producers.
All Personal Lines Broker-Agent topics
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.