Free Personal Auto Policy Practice Questions
California Personal Lines Broker-Agent exam (series Personal Lines) — 168 practice questions.
Subtopics: Minimum BI limits, Minimum PD limit, Prior minimum limits, Future increase, Fault system, Good driver discount, Good driver eligibility, UM offer, Assigned risk plan, Low cost auto, UM rejection, Medical payments, Evidence of insurance, SR-22 filing, Rating factors, Named driver exclusion, Cancellation and nonrenewal grounds, Cancellation notice, Owner liability, Comparative negligence, Third rating factor, Credit in auto rating, Prior insurance, Good driver right to buy, Good driver violation points, Good driver injury accident, Good driver DUI, Group good driver offer, Minimum limits commission, Other-reason cancellation notice, Auto nonrenewal notice, Missing auto renewal notice, Negligent misrepresentation, License suspension, DMV accident report, Owner liability limits, Electronic proof, Carry proof, UM deletion form, CLCA limits, CLCA application, CLCA term, CAARP eligibility, TNC coverage, TNC UM, TNC personal auto, Personal vehicle sharing, Three-axle RV, Auto statements, Minimum limits statements, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Electronic equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement, Definitions - spouse, Definitions - leased autos, Definitions - family member, Definitions - occupying, Temporary substitute auto, Part A insureds, Part A insuring agreement, Part A exclusions, Ridesharing, Livery exclusion exceptions, Auto business exclusion, Business use exclusion, Reasonable belief exclusion, Vehicle sharing, Fewer than four wheels, Regular use exclusion, Racing exclusion, Flying vehicles, Split limits calculation, Limit of liability, Other insurance, Financial responsibility, Medical payments insureds, Medical payments exclusions, Medical payments other insurance, Uninsured motor vehicle, Hit and run, UM exclusions, UM arbitration, Collision definition, Non-owned auto deductible, Part D exclusions, Custom equipment, Part D limits, Trailers and campers, Governmental confiscation, Part D valuation, Betterment, Payment of loss, Other sources of recovery, Rental car exclusion, Duties after loss, Cancellation, Nonrenewal, Automatic termination, Policy territory, Limited Mexico coverage, Transfer of interest, Two or more auto policies, Subrogation, Legal action, Residual markets, Medical payments calculation, Part D coverage, Uninsured motorists, Extended non-owned coverage, Miscellaneous type vehicle
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Sample questions & answers
1. For California auto policies issued or renewed on or after January 1, 2025, the minimum bodily injury liability limits are:
30/60
Effective January 1, 2025, California's minimum bodily injury limits rose to $30,000 per person and $60,000 per accident.
2. For California auto policies issued or renewed on or after January 1, 2025, the minimum property damage liability limit is:
$15,000
California's minimum property damage liability limit rose to $15,000 (the 30/60/15 minimum) effective January 1, 2025.
3. California's minimum auto liability limits before the 2025 increase were:
15/30/5
California's prior minimum limits were 15/30/5; SB 1107 raised them to 30/60/15 effective January 1, 2025.
4. California's auto minimum liability limits are scheduled to rise again on January 1, 2035 to:
50/100/25
SB 1107 schedules a further increase of California's minimum auto liability limits to 50/100/25 on January 1, 2035.
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Practice: Personal Auto Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
