Free Commercial General Liability Practice Questions
Colorado Casualty exam — 88 practice questions.
Subtopics: Construction defect coverage, Loss in progress, Duty to defend, Coverage A, Coverage B, Coverage C, Occurrence form, Claims-made form, Retroactive date, Extended reporting period, Products-completed operations, Premises and operations, General aggregate, Products aggregate, Each occurrence limit, Damage to premises rented, Contractual liability, Expected or intended exclusion, Additional insured, Newly acquired organizations, Coverage B false arrest, Advertising injury, Pollution exclusion, Employers liability exclusion, Aircraft auto watercraft exclusion, Liquor liability exclusion, Damage to your work, Damage to your product, Impaired property exclusion, Recall exclusion, Care custody control exclusion, Coverage territory, Your product defined, Medical payments exclusions, Professional services exclusion, Coverage parts, Who is an insured, Coverage A exclusions, Insured contract, Electronic data, Recording and distribution, Coverage B offenses, Coverage B exclusions, Limits of insurance, CGL conditions, Premium audit, Employment practices exclusion, Mobile equipment, Products-completed operations hazard, Coverage A trigger, Owners and contractors protective, Railroad protective, Products-completed operations form, Liquor liability form, Coverage C exclusions, CGL features, Waiver of subrogation, Designated construction project aggregate, Limitation to designated premises, Automatic additional insured, Vendors additional insured, Insured contract amendment, Unmanned aircraft, Subcontracted work exclusion, Wrap-up exclusion
Read the Commercial General Liability study guide
Sample questions & answers
1. In interpreting a Colorado liability policy issued to a construction professional, a court must presume that property damage resulting from the contractor's work is:
An accident, unless intended and expected
Courts presume that a construction professional's work resulting in property damage is an accident unless the damage is intended and expected by the insured.
2. When a liability insurer denies or limits coverage for a Colorado construction professional's defect claim, who must prove that an exclusion applies?
The insurer, by a preponderance of the evidence
The insurer bears the burden of proving by a preponderance of the evidence that a limitation or exclusion bars coverage and that no exception restores it.
3. A Colorado liability policy issued to a construction professional excludes damage that began before the policy and continued during it. This exclusion is void when:
The damage was unknown to the insured at inception
A provision excluding injury or damage that began before inception and continued during the policy is void if the damage was unknown to the insured at inception.
4. Under Colorado law, a liability insurer's duty to defend a construction professional is triggered by:
A notice of claim or suit alleging a covered defect
The duty to defend is triggered by a potentially covered liability in a statutory notice of claim or a complaint, cross-claim, or similar filing concerning a construction defect.
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
