Free Commercial General Liability Practice Questions
Colorado Property & Casualty exam — 63 practice questions.
Subtopics: CGL purpose, Coverage A, Coverage B, Coverage C, Occurrence form, Products and completed operations, Construction defect coverage, Loss in progress, Duty to defend, Occurrence vs claims-made, Limits of liability, Claims-made features, Products-completed operations, Premises and operations, Damage to premises rented, Supplementary payments, Additional insured, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. A commercial general liability (CGL) policy is designed to protect a business against:
Third-party injury and damage claims
The CGL covers a business's liability to third parties for bodily injury and property damage arising from premises, operations, products, and completed work.
2. Coverage A of a CGL policy responds to:
Third-party BI and PD the insured owes
CGL Coverage A pays sums the insured is legally obligated to pay as damages for third-party bodily injury or property damage.
3. Coverage B (personal and advertising injury) of a CGL policy covers offenses such as:
Libel, slander, and false arrest
Coverage B responds to personal and advertising injury offenses such as libel, slander, false arrest, and certain advertising torts.
4. Coverage C (medical payments) of a CGL policy pays:
Limited no-fault medical for the public
CGL medical payments pays limited medical costs for third parties injured on the insured's premises or by its operations, without regard to fault.
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Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
