Free Personal Automobile Policy Practice Questions
Connecticut Casualty exam (series 12-CT-20) — 102 practice questions.
Subtopics: Minimum limits, Required coverages, Coverage territory, Out-of-state limits, Resident relatives, Rental vehicles, Limits disclosure, UM/UIM limits, Underinsured motorist, UIM conversion, Insolvent insurer, Stacking, UM priority, UM time limits, UM arbitration, UM exclusions, Continuous coverage, No insurance penalty, Coverage suspension, Financial responsibility, Registration, Auto cancellation, Cancellation fee, Policy term, Auto nonrenewal, Assigned risk notice, Prohibited declination, Surcharges, Volunteer firefighters, Assigned risk plan, Total loss valuation, Total loss sales tax, Repair shop choice, Physical damage arbitration, Comparative negligence, Fraud reporting, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Connecticut's minimum auto liability limits are:
$25,000/$50,000/$25,000
Connecticut requires liability limits of $25,000 per person and $50,000 per accident for bodily injury and $25,000 for property damage.
2. Connecticut regulations on minimum auto policy provisions make which coverages mandatory?
Bodily injury, property damage and UM
The Commissioner's regulations must make bodily injury liability, property damage liability and uninsured motorists coverages mandatory.
3. Connecticut requires auto liability policies to cover liability arising from use of the vehicle within:
Any U.S. state, territory or possession, or Canada
Auto liability policies must cover the use of the vehicle within any state, territory or possession of the United States or Canada.
4. A Connecticut-insured driver has an accident in a state whose compulsory limits are higher than the policy's limits. The policy:
Provides the higher limits that state requires
Connecticut policies must provide the limits and kinds of coverage required by another jurisdiction's compulsory or financial responsibility law while the vehicle is used there.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
