Free Group Health Insurance Practice Questions
Connecticut Life, Accident & Health exam (series 12-CT-03) — 45 practice questions.
Subtopics: Alcoholism complications, State continuation, Illness absence, Extension of benefits, Continuation and Medicare, Replacement credit, Small employer, Health Reinsurance Association, Group LTC conversion, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
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Sample questions & answers
1. Connecticut group health policies must cover medical complications of alcoholism, which the statute describes as diseases such as:
Cirrhosis of the liver and delirium tremens
Section 38a-533 lists cirrhosis of the liver, gastrointestinal bleeding, pneumonia and delirium tremens.
2. Under Connecticut's group health continuation law, an employee whose employment ends (other than for death or gross misconduct) may continue coverage for:
30 months
Section 38a-512a(a)(1)(A) provides thirty months of continuation upon layoff, reduction of hours, leave of absence or termination.
3. Under Connecticut's continuation law, during an employee's absence due to illness or injury, group coverage must be continued for the duration of the illness or up to:
12 months from the beginning of the absence
Section 38a-512a(a)(1)(C) requires continuation during illness or injury for up to twelve months.
4. When a Connecticut group health policy terminates, coverage for a person who is totally disabled on the termination date continues without premium for the disability for up to:
12 calendar months
Section 38a-512a(a)(1)(D) continues coverage for totally disabled individuals for twelve calendar months following the month the policy terminated.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
