Free Dwelling Policy Practice Questions
Connecticut Personal Lines exam (series 12-CT-18) — 85 practice questions.
Subtopics: Purpose, DP-1, DP-3, Liability, Fair rental value, Coverage scope, Theft, No liability, DP-1 basic form, DP-3 special form, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Coverage A eligibility, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law, DP-1 perils, DP-1 vehicles peril, Windstorm peril, DP-1 vandalism, Other structures, Rental value and ALE, Civil authority, Tenant improvements, Coverage C location, Property not covered, Coverage A scope, Coverage B exclusions, DP-3 open perils exclusions, Vacancy, DP-3 Coverage C perils, DP-2 perils, DP-1 trees exclusion, Fire department charges, Collapse, Replacement cost settlement, Cancellation, Nonrenewal, Mortgagee notice, Other insurance, Earth movement, Water exclusion, Freezing, Eligibility, Guest property, Newly acquired residence, Intentional loss, Glass breakage, DP forms, Dwelling liability
Read the Dwelling Policy study guide
Sample questions & answers
1. The dwelling policy (DP) is most appropriate for:
A non-owner-occupied or rental dwelling
The dwelling policy is designed for dwellings that are not owner-occupied, such as rental homes.
2. The DP-1 (basic form) dwelling policy covers a limited set of perils that generally begins with:
Fire and lightning
The DP-1 basic form starts with fire and lightning and may add limited perils by endorsement.
3. The DP-3 (special form) dwelling policy generally insures the dwelling on a(n):
Open-perils basis
The DP-3 special form generally covers the dwelling on an open-perils basis, similar to the HO-3 dwelling coverage.
4. Unlike a homeowners policy, a basic dwelling policy generally:
Does not automatically include personal liability coverage
A dwelling policy focuses on property coverage and does not automatically include the personal liability found in homeowners forms.
Practice: Dwelling Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
