Free Personal Auto Policy Practice Questions
Connecticut Personal Lines exam (series 12-CT-18) — 184 practice questions.
Subtopics: Liability coverage, Medical payments, Uninsured motorist, Collision, Other than collision, Coverage territory, Split limits, Permissive user, Newly acquired auto, Total loss, Tort state, SR-22, Rental reimbursement, Definition of insured, Required coverages, Out-of-state limits, Resident relatives, Rental vehicles, Limits disclosure, UM/UIM limits, Underinsured motorist, UIM conversion, Insolvent insurer, Stacking, UM priority, UM time limits, UM arbitration, UM exclusions, Continuous coverage, No insurance penalty, Coverage suspension, Financial responsibility, Registration, Auto cancellation, Cancellation fee, Policy term, Auto nonrenewal, Assigned risk notice, Prohibited declination, Surcharges, Volunteer firefighters, Assigned risk plan, Total loss valuation, Total loss sales tax, Repair shop choice, Physical damage arbitration, Fraud reporting, Part A liability, Part B medical payments, Part C UM, Part D collision, Covered persons liability, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Electronic equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement, Definitions - spouse, Definitions - leased autos, Definitions - family member, Definitions - occupying, Temporary substitute auto, Part A insureds, Part A insuring agreement, Part A exclusions, Ridesharing, Livery exclusion exceptions, Auto business exclusion, Business use exclusion, Reasonable belief exclusion, Vehicle sharing, Fewer than four wheels, Regular use exclusion, Racing exclusion, Flying vehicles, Split limits calculation, Limit of liability, Other insurance, Medical payments insureds, Medical payments exclusions, Medical payments other insurance, Uninsured motor vehicle, Hit and run, Collision definition, Non-owned auto deductible, Part D exclusions, Custom equipment, Part D limits, Trailers and campers, Governmental confiscation, Part D valuation, Betterment, Payment of loss, Other sources of recovery, Rental car exclusion, Duties after loss, Cancellation, Nonrenewal, Automatic termination, Policy territory, Limited Mexico coverage, Transfer of interest, Two or more auto policies, Subrogation, Legal action, Residual markets, Medical payments calculation, Part D coverage, Uninsured motorists, Extended non-owned coverage, Miscellaneous type vehicle
Read the Personal Auto Policy study guide
Sample questions & answers
1. Part A liability of the personal auto policy pays for:
Bodily injury and property damage the insured causes to others
Auto liability coverage pays for bodily injury and property damage the insured is legally responsible for causing to others.
2. Medical payments coverage in a personal auto policy generally pays:
Reasonable medical expenses for the insured and passengers regardless of fault
Medical payments coverage pays reasonable medical expenses for the insured and occupants of the covered auto regardless of fault.
3. Uninsured motorist coverage protects the insured when injured by:
A driver who has no liability insurance
Uninsured motorist coverage pays for the insured's injuries caused by an at-fault driver who lacks liability insurance.
4. Collision coverage under a personal auto policy pays for damage to the insured's vehicle resulting from:
Impact with another vehicle or object
Collision coverage pays for damage to the insured's auto caused by impact with another vehicle or object, or upset.
Practice: Personal Auto Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
