Free Commercial Automobile Policy Practice Questions
Connecticut Property & Casualty exam (series 12-CT-04) — 37 practice questions.
Subtopics: UM for employees, Covered auto symbols, Hired and non-owned, Federal motor carrier, Physical damage, Mobile equipment, Carrier regulations, Hired auto physical damage, Symbol 2 owned autos, Liability coverage, Trailer interchange, Garagekeepers, Drive other car, Rental reimbursement, Pollution liability, Who is an insured, Specified causes of loss, Symbol 8 hired autos, Newly acquired autos, Supplementary payments, Liability exclusions, Motor carriers
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Sample questions & answers
1. An employee injured by an uninsured driver while occupying the employer's covered vehicle in the course of employment in Connecticut:
Is covered by the employer's UM coverage despite workers comp
Notwithstanding the workers compensation exclusive-remedy rule, such an employee is covered by the named insured employer's otherwise applicable UM/UIM coverage.
2. On the Business Auto Coverage Form, covered-auto symbol 1 designates:
Any auto
Symbol 1 means any auto and provides the broadest description of covered autos, typically used for liability.
3. Coverage for autos that a business leases, hires, rents, or borrows from others is referred to as coverage for:
Hired autos
Hired auto coverage applies to vehicles the named insured leases, hires, rents, or borrows (excluding those from employees).
4. The MCS-90 endorsement attached to a trucker's policy is used to demonstrate:
Federally mandated financial responsibility for motor carriers
The MCS-90 guarantees public financial responsibility for motor carriers under the federal Motor Carrier Act, even for otherwise excluded losses.
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Practice: Commercial Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
