Free Personal Automobile Policy Practice Questions
Connecticut Property & Casualty exam (series 12-CT-04) — 106 practice questions.
Subtopics: Liability, Medical payments, Collision, Other than collision, Uninsured motorist, Split limits, Coverage territory, Tort state, SR-22, Permissive use, Total loss, Towing, Exclusions, Required coverages, Out-of-state limits, Resident relatives, Rental vehicles, Limits disclosure, UM/UIM limits, Underinsured motorist, UIM conversion, Insolvent insurer, Stacking, UM priority, UM time limits, UM arbitration, UM exclusions, Continuous coverage, No insurance penalty, Coverage suspension, Financial responsibility, Registration, Auto cancellation, Cancellation fee, Policy term, Auto nonrenewal, Assigned risk notice, Prohibited declination, Surcharges, Volunteer firefighters, Assigned risk plan, Total loss valuation, Total loss sales tax, Repair shop choice, Physical damage arbitration, Fraud reporting, Policy structure, Physical damage, Definition of insured, Optional coverages, Liability coverage, Collision coverage, Transportation expenses, Towing and labor, Newly acquired autos, Definitions, Supplementary payments, Liability exclusions, Uninsured motorists, Physical damage exclusions, Duties after loss, Policy territory, Termination, Residual market
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Liability coverage under the personal auto policy is designed to pay for:
Bodily injury and property damage the insured causes to others
Auto liability coverage pays for bodily injury and property damage the insured is legally responsible for causing to others.
2. Medical payments coverage in a personal auto policy pays:
Reasonable medical expenses for the insured and occupants regardless of fault
Medical payments coverage pays reasonable medical expenses for the insured and occupants of the covered auto regardless of fault.
3. Collision coverage applies when the insured's covered auto is damaged by:
Impact with another vehicle or by upset
Collision coverage pays for damage to the insured's auto from impact with another vehicle or object or from upset.
4. Comprehensive coverage on a personal auto policy generally responds to losses such as fire, theft, and:
Hitting an animal
Comprehensive (other than collision) covers non-collision losses such as fire, theft, vandalism, and animal strikes.
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Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
