Free Commercial Automobile Policy Practice Questions
Delaware Casualty exam — 52 practice questions.
Subtopics: Commercial auto cancellation, Commercial auto nonpayment, Commercial auto reasons, Commercial auto nonrenewal, Fleet ID cards, Commercial ID cards, Business auto coverage, Covered auto symbols, Hired autos, Non-owned autos, MCS-90 form, Lessor additional insured, Drive other car, Mobile equipment, Physical damage commercial, Symbol 2 owned autos, Symbol 7 specified autos, Symbol 8 hired autos, Garagekeepers, Who is an insured, Trailer coverage, Auto pollution exclusion, Rental reimbursement, Motor truck cargo, Newly acquired autos, Supplementary payments, Liability exclusions, Physical damage, Coverage territory, Other insurance, Individual named insured, Employees as insureds, Hired auto physical damage, Business auto duties, Business auto vs PAP
Read the Commercial Automobile Policy study guide
Sample questions & answers
1. A Delaware insurer cancelling a commercial auto policy (in force 60 days or more) for a reason other than nonpayment must give at least:
60 days' notice with the reason
Commercial auto cancellation requires at least 60 days' notice with the reason, or 10 days for nonpayment.
2. A Delaware insurer cancelling a commercial auto policy for nonpayment of premium must give at least:
10 days' notice
If cancellation is for nonpayment, at least 10 days' notice with the reason is required.
3. Which is a permitted reason for a Delaware insurer to cancel a commercial auto policy mid-term?
Lack of cooperation on loss control matters
Permitted mid-term reasons include nonpayment, misrepresentation, increased hazard, substantial breaches, fraud, and lack of cooperation on loss control.
4. A Delaware insurer that will not renew a commercial auto policy must send notice with reasons at least:
60 days in advance
The insurer must renew unless it gives at least 60 days' advance notice of nonrenewal with reasons.
Practice: Commercial Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
