Free Group Health Insurance Practice Questions
Delaware Life, Accident & Health exam — 56 practice questions.
Subtopics: Franchise health insurance, Group health grace period, Group legal actions, Group benefit payment, Group facility of payment, Group preexisting conditions, Bona fide association, Noncontributory group health, Blanket health insurance, Blanket policy certificates, Mini-COBRA employer size, Mini-COBRA duration, Mini-COBRA premium, Mini-COBRA eligibility, Mini-COBRA election, Mini-COBRA ineligibility, Waiting periods, Small employer defined, Group health incontestability, Group cancellation notices, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
Read the Group Health Insurance study guide
Sample questions & answers
1. Under Delaware law, franchise health insurance may be issued to the employees of a single employer when at least how many employees are covered?
3
Franchise health insurance is issued to three or more employees of an employer, or ten or more members of a qualifying association or union, on individual policies with premiums remitted periodically.
2. A Delaware group health policy must provide the policyholder a premium grace period of:
31 days
Group health policies must provide a 31-day grace period for premiums after the first, during which the policy continues in force.
3. Under a Delaware group health policy, a lawsuit to recover benefits may not be brought until how long after proof of loss is filed?
90 days
Group health policies bar suit until 90 days after proof of loss is filed and require suit within 3 years after proof of loss is due; individual policies use 60 days.
4. A Delaware group health policy must pay benefits, other than loss-of-time benefits, no more than how long after receiving proof?
60 days
Benefits other than loss-of-time benefits must be payable not more than 60 days after receipt of proof; loss-of-time benefits are paid at least monthly.
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Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
