Free Individual Accident and Health Provisions Practice Questions
Delaware Life, Accident & Health exam — 85 practice questions.
Subtopics: Entire contract, Claim forms, Time of payment of claims, Change of beneficiary, Misstatement of age, Change of occupation, Illegal occupation and narcotics, Conformity with state statutes, Conditionally renewable, Optionally renewable, Grace period, monthly premium, Grace period, annual premium, Reinstatement by inaction, Coverage after reinstatement, Notice of claim, Proof of loss, Late proof of loss, Legal actions, waiting period, Legal actions, deadline, Time limit on certain defenses, Entire contract; changes, Facility of payment, Physical examination and autopsy, Intoxicants and narcotics, Illegal occupation, Unpaid premium, Refusal to renew, Noncancellable defined, Outline of coverage, A&H replacement notice, Required provisions, Reinstatement, Payment of claims, Physical exam and autopsy, Legal actions, Optional provisions, Grace period, Guaranteed renewable, Noncancelable, Pre-existing condition, Free-look provision, Insuring clause, Relation of earnings to insurance, Coordination of benefits, Renewal provision, Substitute wording, Exclusions, Consideration clause, Renewability, Pre-existing conditions, Probationary period
Read the Individual Accident and Health Provisions study guide
Sample questions & answers
1. The entire contract provision in a health policy means the agreement consists of the policy together with:
The attached copy of the application
The entire contract is the policy plus the attached application; statements outside those documents are not part of it.
2. Under the claim forms provision, if the insurer fails to furnish claim forms within the required time, the insured may:
Submit written proof of loss in their own words
If the insurer does not supply claim forms in time the insured may submit proof of loss in any reasonable written form.
3. The time of payment of claims provision requires the insurer to pay covered claims:
Promptly after receiving acceptable proof of loss
This provision requires the insurer to pay claims promptly once it receives satisfactory proof of loss.
4. If a health policy's beneficiary designation is revocable, the policyowner may change it:
At any time by a proper written request to the insurer
A revocable beneficiary may be changed at any time by the policyowner through the proper request to the insurer.
All Life, Accident & Health topics
Practice: Individual Accident and Health Provisions
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
