Free Individual Accident and Health Provisions Practice Questions
Florida Life, Health & Variable Annuity (2-15) exam (series 2-15) — 68 practice questions.
Subtopics: Newborn coverage, Preexisting condition, Outline of coverage, Small employer access, Grace period, Proof of loss, Prompt payment, Adopted children, Time limit on certain defenses, Notice of claim, Claim forms, Legal actions, Reinstatement, Change of occupation, Intoxicants and narcotics, Time of claim payment, Notice of rate change, Required provisions, Time of payment of claims, Payment of claims, Physical exam and autopsy, Change of beneficiary, Entire contract, Optional provisions, Guaranteed renewable, Noncancelable, Optionally renewable, Conditionally renewable, Pre-existing condition, Free-look provision, Insuring clause, Misstatement of age, Relation of earnings to insurance, Coordination of benefits, Renewal provision, Substitute wording, Exclusions, Consideration clause, Renewability, Pre-existing conditions, Probationary period
Read the Individual Accident and Health Provisions study guide
Sample questions & answers
1. A Florida health policy covering dependents must cover a newborn from birth, but may require notification within:
30 days
A Florida policy covering family members must cover a newborn from the moment of birth; it may require notice of the birth within a period of not less than 30 days, and if notice is given within 60 days coverage cannot be denied.
2. Florida law defines and limits an individual health policy's treatment of a:
Preexisting condition
Section 627.6045 limits a preexisting-condition exclusion to 24 months after coverage begins and to conditions treated or manifest in the prior 24 months, with credit for prior continuous coverage.
3. An outline of coverage delivered with a Florida health policy is intended to:
Summarize benefits, limitations, and exclusions for the consumer
The outline of coverage summarizes the policy's benefits, limitations, and exclusions for the consumer.
4. Under Florida's Employee Health Care Access Act, a small employer is generally one with:
1 to 50 employees
Florida's Employee Health Care Access Act defines a small employer as one with 1 to 50 employees and requires guaranteed issuance of coverage.
All Life, Health & Variable Annuity (2-15) topics
Practice: Individual Accident and Health Provisions
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
