Free Medical Plans Practice Questions
Florida Life, Health & Variable Annuity (2-15) exam (series 2-15) — 46 practice questions.
Subtopics: Mammogram schedule, Disabled dependent children, Cleft lip and palate, Diabetes coverage, Autism coverage, Emergency prior authorization, Exclusive provider organization, HMO emergency care, Discount plan disclosure, Types, Cost sharing, Cost containment, Point-of-service plan, Health savings account, Health reimbursement arrangement, Flexible spending account, Capitation, Precertification, Basic hospital expense, Major medical, ACA metal tiers, Essential health benefits, Lifetime limits, Preventive care, Special enrollment, HDHP and HSA, Managed care, Usual, reasonable and customary, Basic surgical, Short-term medical, Vision insurance
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Sample questions & answers
1. Florida requires health policies to cover a screening mammogram every year for a woman who is at least:
50 years old
Section 627.6418 requires a baseline mammogram at ages 35 to 39, one every 2 years at 40 to 49 (or more often if recommended), and one every year from age 50.
2. A Florida medical policy must continue coverage for a dependent child past the limiting age while the child is:
Incapable of self-sustaining employment due to disability and chiefly dependent on the policyholder
Section 627.6041 continues coverage for a child incapable of self-sustaining employment because of an intellectual or physical disability and chiefly dependent on the policyholder.
3. A Florida health policy covering a child under age 18 must cover treatment of cleft lip and cleft palate, including:
Medically necessary medical, dental, speech therapy, audiology, and nutrition services
Section 627.64193 requires cleft lip and palate coverage, including prescribed medical, dental, speech, audiology, and nutrition services.
4. Florida requires health insurance policies to cover medically appropriate diabetes:
Equipment, supplies, and outpatient self-management training
Section 627.6408 mandates coverage for diabetes equipment, supplies, and outpatient self-management training and educational services.
All Life, Health & Variable Annuity (2-15) topics
Practice: Medical Plans
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
