Free Commercial General Liability Practice Questions
Florida General Lines — Property & Casualty (2-20) exam (series 2-20) — 56 practice questions.
Subtopics: Commercial first 60 days, Disclosure of liability limits, Reservation of rights, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Products-completed operations, Premises and operations, Damage to premises rented, Supplementary payments, Additional insured, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. A Florida commercial liability policy canceled during its first 60 days for a reason other than nonpayment requires written notice of at least:
20 days
During the first 60 days, cancellation for reasons other than nonpayment requires at least 20 days' written notice with the reason, except for material misstatement or failure to meet underwriting requirements.
2. Upon a claimant's written request, a Florida liability insurer must provide a sworn statement of the policy limits and any coverage defenses within:
30 days
Liability insurers must provide, within 30 days of a claimant's written request, a sworn statement listing the insurer, insureds, limits, known coverage defenses, and a copy of the policy.
3. A Florida liability insurer may deny coverage based on a particular coverage defense only if it gives the named insured a written reservation of rights within how many days after it knew or should have known of the defense?
30 days
The insurer must send written notice reserving its right to assert the coverage defense within 30 days after it knew or should have known of the defense.
4. A CGL written on an occurrence basis covers a claim arising from:
Injury or damage occurring during the policy period, whenever the claim is made
An occurrence form responds to injury or damage that occurs during the policy period, even if the claim is filed years later.
All General Lines — Property & Casualty (2-20) topics
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
