Free Other Types of Property and Casualty Practice Questions
Florida General Lines — Property & Casualty (2-20) exam (series 2-20) — 83 practice questions.
Subtopics: Surplus lines export disclosure, Surplus lines service office, Surplus lines eligibility, Surplus lines disclosure, Citizens value cap, Citizens flood requirement, Citizens flood in SFHA, Citizens renewal eligibility, Hurricane Catastrophe Fund, Private flood options, Flood definition, Flood declarations, Leaving NFIP notice, Surplus lines tax, Surplus lines rate stamp, Export rate requirement, To export defined, Retail agent surplus lines fee, Umbrella and excess, Surety bonds, Flood insurance, Specialty liability, Ocean marine, Alternative markets, Difference in conditions, Aviation, Professional liability, Directors and officers, Employment practices liability, Cyber liability, Boiler and machinery, Fidelity bonds, Inland marine floater, Crop insurance, Title insurance, Yacht coverage, Surplus lines, Errors and omissions, Farmowners, Terrorism coverage, Mobile home, Residual markets, Surety bond parties, Payment bonds, License and permit bonds, Judicial bonds, Miller Act bonds, Bid bonds, Inland marine scope, General average, Jettison, Barratry, Perils of the sea, Jeweler's block, Transit coverage, Inland marine conditions, Ocean marine scope, Boat owners package, Aviation insurance, Aircraft liability
Read the Other Types of Property and Casualty study guide
Sample questions & answers
1. Under the current Florida Surplus Lines Law, before a risk is exported to a surplus lines insurer the insured must sign or otherwise acknowledge a disclosure stating that:
Coverage may be available in the admitted market and FIGA does not protect the insured
Florida eliminated the three-declination diligent-effort rule effective July 1, 2025. Export now requires the insured's documented acknowledgment that coverage may be available in the admitted market, that FIGA does not protect surplus lines insureds, and that surplus lines rates and forms are not approved by a Florida regulator.
2. Surplus lines business in Florida is processed, and the premium tax administered, through the:
Florida Surplus Lines Service Office
The Florida Surplus Lines Service Office processes surplus lines filings and administers the surplus lines premium tax and service fees.
3. Before a Florida surplus lines agent places coverage with a nonadmitted insurer, that insurer generally must be:
Made eligible for surplus lines business in Florida
Florida surplus lines coverage may be placed only with a nonadmitted insurer that has been made eligible for surplus lines business in the state.
4. A Florida surplus lines policy must carry a disclosure informing the insured that the nonadmitted insurer is:
Not protected by the Florida Insurance Guaranty Association
Surplus lines policies must include a disclosure that the nonadmitted insurer is not protected by the Florida Insurance Guaranty Association.
All General Lines — Property & Casualty (2-20) topics
Practice: Other Types of Property and Casualty
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
