Free Homeowners Policy Concepts Practice Questions
Georgia Property & Casualty exam (series 12-GA-06) — 88 practice questions.
Subtopics: Coverage A, Coverage C, Loss of use, Personal liability, Exclusions, HO-3 form, Homeowners cancellation, Homeowners nonrenewal, Reduction in coverage, FAIR plan notice, Coverage forms, Coverage C territory, Liability coverages, Property coverages, Coverage D limit, Coverage E limit, Coverage F limit, HO-4 renters, HO-6 condominium, HO-3 special form, HO-5 comprehensive, HO-8 modified, Coverage F medical payments, Coverage E personal liability, Special limits of liability, Scheduled personal property, Coverage B percentage, Self-storage limit, Section II exclusions, Section I excluded perils, Definitions, Special limits, Personal property, Additional coverages, Perils insured against, Section I exclusions, Conditions, Section II additional coverages, Selected endorsements, Scheduled property endorsement, HO-6 special coverage, Replacement cost endorsement, HO-5 special limits, HO-5 Coverage C, HO-5 loss settlement
Read the Homeowners Policy Concepts study guide
Sample questions & answers
1. In a homeowners policy, Coverage A insures:
the dwelling structure
Coverage A insures the dwelling on the residence premises, including attached structures.
2. Coverage C in a homeowners policy provides for:
personal property (contents)
Coverage C insures personal property owned or used by an insured anywhere in the world.
3. Coverage D (loss of use) in a homeowners policy pays:
increased living costs while the home is unfit to live in
Coverage D (loss of use) pays additional living expense when a covered loss makes the residence unfit to live in, plus fair rental value and civil authority coverage.
4. Coverage E of a homeowners policy provides:
liability for injury or damage the insured causes others
Coverage E pays damages and provides a defense when a claim is made against an insured for bodily injury or property damage caused by an occurrence.
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Practice: Homeowners Policy Concepts
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
