Free Group Health Insurance Practice Questions
Hawaii Life, Accident & Health exam — 54 practice questions.
Subtopics: Prepaid Health Care Act, PHCA eligibility, PHCA wage threshold, PHCA premium sharing, PHCA plan election, PHCA continuation, PHCA waiver, PHCA exemption, PHCA employers, PHCA required benefits, PHCA maternity, PHCA benefit standard, PHCA small employers, PHCA penalties, Franchise plans, Group newborn coverage, Medical child support orders, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
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Sample questions & answers
1. Hawaii's Prepaid Health Care Act is administered and enforced by the director of:
Labor and industrial relations
Chapter 393 defines "director" as the director of labor and industrial relations, who administers and enforces the chapter.
2. Under Hawaii's Prepaid Health Care Act, a "regular employee" is one employed by an employer for at least:
20 hours per week
A regular employee is a person employed by any one employer for at least twenty hours per week, excluding seasonal employment.
3. Under the Prepaid Health Care Act, an employer must cover a regular employee whose monthly wages are at least:
86.67 times the state minimum hourly wage
Every employer paying a regular employee monthly wages of at least 86.67 times the Hawaii minimum hourly wage must provide coverage under a qualifying prepaid group plan.
4. Under the Prepaid Health Care Act, absent a collective bargaining agreement, the employer must pay at least:
Half of the premium for the employee's coverage
The employer contributes at least one-half of the premium, the employee's share is capped at 1.5 percent of wages, and the employer pays any remainder.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
