Free Workers Compensation Practice Questions
Iowa Casualty exam (series 12-IA-04) — 91 practice questions.
Subtopics: Compulsory insurance, Failure to insure, Uninsured employer notice, Domestic and casual workers, Agricultural exemption, Corporate officers, Proprietors and partners, Waiting period, Benefit rate, Notice of injury, Statute of limitations, Exclusive remedy, Intoxication, Medical care, Burial benefit, Death benefits, Scheduled injuries, Unscheduled injuries, Idiopathic falls, Course of employment, Occupational disease, Self-insurance, Healing period, Payment timing, Administration, Part One, Part Two, Part Three other states, Premium basis, Experience modification, Disability classifications, Medical benefits, FELA, USL&H, Jones Act, No-fault concept, Course and scope, Second injury fund, Third-party recovery, Sole proprietors and partners, Independent contractor, Assigned risk plan, Going and coming rule, Employers liability limits, Elective coverage, Monopolistic states, Competitive state funds, Information page, Part One limits, Part One reimbursement, Part Two types of claims, Part Two third-party-over, Part Two exclusions, Part Two limits, Part Two defense, Part Three, Part Four duties, Part Five premium, Part Six conditions, Maritime endorsements, Alternate employer, Waiver of subrogation, Federal programs, Benefit types, Premium computation, Premium discount, Dividend plans, Excluded employments, Statutory employer, Exclusive remedy exceptions, Uninsured employers, Common law defenses, Part Two exposures, State fund and elective systems
Read the Workers Compensation study guide
Sample questions & answers
1. Under Iowa Code chapter 87, an employer subject to the workers' compensation law must:
Insure its liability or qualify as a self-insurer
Iowa Code 87.1 requires covered employers to insure their workers' compensation liability unless relieved under 87.11 by proving solvency or depositing security.
2. An Iowa employer willfully and knowingly operates without workers' compensation insurance or approved self-insurance. This is a:
Class D felony
Iowa Code 87.14A bars engaging in business without workers' compensation insurance or relief and makes a willful and knowing violation a class D felony.
3. An Iowa employer that fails to insure its workers' compensation liability must:
Post a notice to employees that it has failed to insure
Iowa Code 87.2 requires an uninsured employer to keep posted a sign telling employees it has failed to insure its compensation liability.
4. Iowa's workers' compensation law applies to a household worker in a private dwelling (not a household member) who earned from that employer in the prior 12 months at least:
$1,500
Iowa Code 85.1(1) excludes domestic workers but applies to those earning $1,500 or more from the employer in the twelve months before the injury; 85.1(2) uses the same threshold for casual employees.
Practice: Workers Compensation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
