Free Workers Compensation Insurance Practice Questions
Iowa Property & Casualty exam — 61 practice questions.
Subtopics: WC administration, Compulsory coverage, Temporary total disability, Permanent partial disability, Death benefits, Owner election, Independent contractor, Arising out of employment, Third-party subrogation, Failure to insure, Uninsured employer notice, Domestic and casual workers, Agricultural exemption, Corporate officers, Waiting period, Benefit rate, Notice of injury, Statute of limitations, Exclusive remedy, Intoxication, Medical care, Burial benefit, Scheduled injuries, Unscheduled injuries, Idiopathic falls, Course of employment, Occupational disease, Self-insurance, Healing period, Payment timing, Administration, Policy structure, Employers liability, Federal laws, Other states insurance, Rating, Part one coverage, Statutory benefits, Premium audit, Experience modification, Premium, Other states, Selected endorsements, Experience period, Frequency vs severity, Unity mod, Medical-only claims, Debit mod
Read the Workers Compensation Insurance study guide
Sample questions & answers
1. Under Iowa law, which official notifies an employer that has failed to carry required workers' compensation insurance and reports the failure to the attorney general?
Iowa workers' compensation commissioner
Iowa Code 87.19 directs the workers' compensation commissioner to notify a noncomplying employer and, if it does not comply within 15 days, report the failure to the attorney general. The insurance commissioner handles self-insurance relief under 87.11.
2. Under Iowa Code chapter 87, an employer subject to Iowa's workers' compensation law must:
Insure its liability or qualify as a self-insurer
Iowa Code 87.1 requires covered employers to insure their workers' compensation liability unless relieved under 87.11 by proving solvency or depositing security with the insurance commissioner; 87.14A makes willful failure a class D felony.
3. Temporary total disability benefits under workers' compensation are paid when an injured worker:
Is temporarily unable to work at all while recovering
Temporary total disability benefits replace lost wages while the worker is wholly unable to work during recovery.
4. Iowa workers' compensation benefits for the permanent loss of a specific body part, such as a thumb, are paid as:
Scheduled permanent partial disability benefits
Iowa Code 85.34(2) sets a schedule of weeks for specific losses, such as 60 weeks for a thumb, paid at 80 percent of average spendable weekly earnings.
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Practice: Workers Compensation Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
