Free Personal Automobile Policy Practice Questions
Idaho Casualty exam — 104 practice questions.
Subtopics: FR minimum limits, FR per accident BI, FR property damage, Compulsory insurance, Indemnity bond, Bond with whom, Uninsured first offense, Uninsured repeat offense, Proof in vehicle, Electronic proof, Dismissal with later proof, FR proof after first conviction, FR proof after suspension, Certified policy cancellation, Unpaid judgment, Owner policy - permissive users, Policy territory, Binder as FR, Loaner vehicle primary, No reduced household coverage, Online verification, Verification notices, Optional suspension of coverage, UM/UIM required, UM rejection effect, UM standard statement, UM exemption ATV, UM - insolvent insurer, UIM defined, Offset vs excess UIM, UM subrogation, Auto cancel - first 60 days, Auto cancel notice, Auto nonpay notice, Auto nonrenewal notice, Request for reasons - cancel, Request for reasons - nonrenew, Assigned risk notice, Proof of mailing, Auto cancel grounds, Point violations, Carpool use, Out-of-state registration, Policy scope of auto law, Short-term policy period, Excluding a driver, Renewal deductible, Med pay time limit, Mature driver discount age, Mature driver discount duration, Mature driver coverages, Court-ordered course, Assigned risk plan, Assigned risk participation, Assigned risk appeal, Assigned risk rates, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Idaho's minimum motor vehicle liability (financial responsibility) limits are:
25/50/15
Idaho Code 49-117(20) sets $25,000 per person and $50,000 per accident for bodily injury and $15,000 for property damage.
2. Under Idaho's financial responsibility law, the minimum bodily injury liability limit for two or more persons in one accident is:
$50,000
Idaho Code 49-117(20) sets $50,000 for bodily injury to two or more persons in any one accident, subject to the $25,000 per-person limit.
3. Idaho's minimum property damage liability limit per accident is:
$15,000
Idaho Code 49-117(20) sets $15,000 for injury to or destruction of property of others in any one accident.
4. Every owner of a motor vehicle registered and operated in Idaho must continuously maintain:
Liability insurance at least at the 49-117 minimums (or an approved alternative)
Idaho Code 49-1229(1) requires continuous liability insurance at least equal to 49-117 limits, a certificate of self-insurance, or an indemnity bond.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
