Free Group Health Insurance Practice Questions
Idaho Life, Accident & Health exam — 45 practice questions.
Subtopics: Group disability eligible groups, Maternity extension, Extension of benefits, Group newborn coverage, Small employer defined, Eligible employee, Late enrollee, Fair marketing, Large group renewability, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
Read the Group Health Insurance study guide
Sample questions & answers
1. Under Idaho law, a group disability policy issued to an employer to insure its employees treats the employer as the:
Policyholder
Idaho Code 41-2202 provides for policies issued to an employer, or trustees of an employer fund, who is deemed the policyholder.
2. When an Idaho group policy with pregnancy benefits is discontinued while a covered person is pregnant and no replacement group coverage is available within 60 days, pregnancy benefits continue for up to:
12 months
Idaho Code 41-2214 requires benefits for the pregnancy to continue as if discontinuance had not occurred, but not beyond twelve months.
3. Idaho group health policies must provide a reasonable extension of benefits for employees or dependents who are:
Totally disabled on the date the policy is discontinued
Idaho Code 41-2213 requires a reasonable extension of benefits for those totally disabled at the date of discontinuance.
4. An Idaho group or blanket disability contract that covers newborns of members must cover an adopted newborn from birth when the child is placed with the member within:
60 days of birth
Idaho Code 41-2210 mirrors the individual rule: adopted newborns placed within sixty days are covered from the moment of birth.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
