Free Dental Insurance Practice Questions
Illinois Accident & Health exam — 24 practice questions.
Subtopics: LHSO, Diagnostic and preventive, Scheduled vs nonscheduled, Predetermination of benefits, Orthodontics, Basic restorative services, Major restorative services, Combination dental plan, Dental annual maximum, Categories of treatment, Cost sharing, Limitations, Adverse selection, Plan types, ACA
Read the Dental Insurance study guide
Sample questions & answers
1. Which service is a limited health service under the Illinois Limited Health Service Organization Act?
Dental care
215 ILCS 130/1002 defines limited health services as dental, vision, pharmaceutical, podiatric, and other services the Director determines; hospital, medical, and surgical services are generally excluded.
2. To solicit or place evidence of coverage for an Illinois limited health service organization, a person must hold:
An A&H producer or limited representative license
215 ILCS 130/3005 requires a valid limited insurance representative license or a producer license to sell accident and health insurance.
3. An Illinois LHSO evidence of coverage runs for 12 months and renews each year unless written notice of termination is given at least how many days before renewal?
31 days
215 ILCS 130/3001 provides for renewal year to year unless there has been 31 days written notice of termination before the annual renewal.
4. In dental insurance, routine cleanings and exams fall under the category of:
Diagnostic and preventive services
Diagnostic and preventive services (exams, cleanings, x-rays) are usually covered at the highest level to encourage prevention.
Practice: Dental Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.