Free Group Health Insurance Practice Questions

Illinois Accident & Health exam — 87 practice questions.

Practice Group Health Insurance

Subtopics: Dependent coverage age, Group continuation, Master policy, Noncontributory plan, Conversion privilege, Actively at work, Coordination of benefits, Group discontinuance, Group replacement, Group discontinuance notice, State continuation, Spousal continuation, Illinois HIPAA, Master contract, Certificate of coverage, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options

Read the Group Health Insurance study guide

Sample questions & answers

1. Illinois generally requires group health plans to allow dependent children to remain covered until at least age:

26

Health plans must allow dependent children to remain on a parent's coverage to at least age 26.

2. Illinois law allows certain employees who lose group health coverage to:

Continue coverage for a limited period

Illinois continuation provisions let qualifying employees keep group coverage for a limited period.

3. In group health insurance the employer holds the master policy and each employee receives a:

Certificate of coverage

Each covered employee receives a certificate of coverage while the employer holds the master policy.

4. Under a noncontributory group health plan:

The employer pays the entire premium

In a noncontributory plan the employer pays the entire premium and 100 percent of eligible employees must be covered.

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Practice: Group Health Insurance

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.