Free Illinois Life, Accident & Health Exam Practice Test
Illinois does not sell a single Life, Accident & Health licensing exam (No combined LAH exam; taken as separate Life and Health exams). This practice test combines the life, accident & health topics with Illinois insurance law so you can prepare for the exams you will actually take.
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Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
223 practice questions · Minimum age, Lines of authority, Examination requirement, Director appointment, …
General Insurance Concepts
61 practice questions · Risk transfer, Reinsurance, Unilateral contract, Warranty, …
Life Accident and Health Insurance Basics
101 practice questions · Contract elements, Competent parties, Concealment, Waiver, …
Types of Life Insurance Policies
54 practice questions · Variable licensing, Term life, Whole life, Universal life, …
Life Policy Provisions Options and Riders
101 practice questions · Conversion right, Collateral assignment, Contingent beneficiary, Irrevocable beneficiary, …
Annuities
68 practice questions · Annuitant, Indexed annuity, Period certain, Joint and survivor, …
Individual Accident and Health Provisions
75 practice questions · Noncancelable, Guaranteed renewable, Change of occupation, Misstatement of age, …
Disability Income Insurance
33 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …
Medical Plans
53 practice questions · Out-of-pocket maximum, Point-of-service plan, Basic hospital coverage, Major medical, …
Group Health Insurance
52 practice questions · Group continuation events, Group discontinuance, Group replacement, Group discontinuance notice, …
Dental Insurance
17 practice questions · LHSO, Categories, Plan types, Comprehensive plan, …
Senior and Special Needs
115 practice questions · Medicare Part C, Levels of care, Inflation protection, Medicare supplement purpose, …
Federal Tax Considerations
44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
