Free Personal Auto Policy Practice Questions
Illinois Personal Lines exam — 176 practice questions.
Subtopics: Covered persons, Newly acquired auto, Towing and labor, Rental reimbursement, Liability coverage part, Physical damage, Excluded use, Uninsured motorist, Combined single limit, Loan or lease gap, Child restraint offer, Disability and auto rates, Auto policy defined, Mandatory insurance exemptions, Auto self-insurance, Uninsured driving penalty, Failing to show proof, Reinstatement fee, Insurance verification stops, Fake insurance cards, Owner's policy permissive users, Financial responsibility territory, Certified policy cancellation, UM stacking, UM arbitration, Insolvent insurer as UM, UM up to liability limits, Rejecting higher UM, UIM required, UIM payment, UMPD rejection, UMPD hit-and-run, IAIP eligibility, IAIP notice, Defensive driving discount, Discount duration, Anti-theft discount, Equipment exclusion, Drivers with disabilities, Liability limits disclosure, Prior carrier identity, Child restraint replacement, False garaging address, Auto cancellation grounds, Carpool use, Nondisclosure of violations, Auto nonrenewal bases, Five-year rule, Collision claim delay, Total loss information, Total loss replacement vehicle, Salvage title, Comparative negligence, Comparative negligence bar, Medical payments, Physical damage required, Grace period, Non-bound application, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Electronic equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement, Definitions - spouse, Definitions - leased autos, Definitions - family member, Definitions - occupying, Temporary substitute auto, Part A insureds, Part A insuring agreement, Part A exclusions, Ridesharing, Livery exclusion exceptions, Auto business exclusion, Business use exclusion, Reasonable belief exclusion, Vehicle sharing, Fewer than four wheels, Regular use exclusion, Racing exclusion, Flying vehicles, Split limits calculation, Limit of liability, Other insurance, Financial responsibility, Medical payments insureds, Medical payments exclusions, Medical payments other insurance, Uninsured motor vehicle, Hit and run, UM exclusions, Collision definition, Non-owned auto deductible, Part D exclusions, Custom equipment, Part D limits, Trailers and campers, Governmental confiscation, Part D valuation, Betterment, Payment of loss, Other sources of recovery, Rental car exclusion, Duties after loss, Cancellation, Nonrenewal, Automatic termination, Policy territory, Limited Mexico coverage, Transfer of interest, Two or more auto policies, Subrogation, Legal action, Residual markets, Medical payments calculation, Part D coverage, Uninsured motorists, Extended non-owned coverage, Miscellaneous type vehicle
Read the Personal Auto Policy study guide
Sample questions & answers
1. The personal auto policy generally covers the named insured and:
Resident family members
The policy covers the named insured and resident family members among other insureds.
2. A newly acquired vehicle is generally covered under a personal auto policy if the insured:
Reports it within the required time
A newly acquired auto is covered if reported to the insurer within the required period.
3. Optional coverage that pays for roadside towing under a personal auto policy is:
Towing and labor coverage
Towing and labor coverage is an optional auto coverage for roadside towing and service.
4. Rental reimbursement coverage pays for:
A rental car while the insured's car is repaired
Rental reimbursement pays the rental fee for a reasonable time while the insured vehicle is repaired after a covered loss.
Practice: Personal Auto Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
